5 Tips to Avoid Online Scams

Online scams are the latest way for con artists to gain access to other people’s hard-earned money. They use whatever tactic they can to get a person’s bank account information, credit card numbers or get them to make a deposit so that they can keep their money. Follow these tips to avoid becoming a victim of an online scam.

Don’t Open Emails from Unfamiliar Senders

A popular way that scammers gain access to personal information is through emails. They send an email with an enticing subject line to random individuals. The key to this scam is that the email has a virus enclosed. As soon as the recipient opens the email, a virus or spyware is downloaded onto the computer, giving the scammers complete access to all their personal information, including their bank account information and credit card numbers. To avoid this scam, simply do not open emails unless the sender is a known and trusted person or company.

If It’s Too Good to Be True, It Usually Is

Often, people hear about deals online and are ready to take the plunge to enjoy freebies, or something high priced at an extremely low cost. There are deals like this available on the internet, but that is not always the case. Often, the adage if it’s too good to be true it is rings true. Websites use deals like this to convince customers to pay for merchandise so that they can get their debit card information, or to receive money. Sometimes, people simply never get the merchandise that they paid for. Follow that adage to avoid becoming a victim to this scam.

Never Send Money to A Person Met Online

Romance scams continue to increase in popularity, and that is partially due to the success of the scammers. The con artists behind romance scams often pose as an attractive member of the opposite sex and get to know a person. Then, they ask them for money for a family crisis, a child or some other emergency. After they receive the money, they continue to ask for more money. There are several senior citizens that have lost their life savings on romance scams. An easy way to avoid this is by never sending money to a person unless you have met them in real life.

Call Customer Service

The internet is chock full of fake businesses that attempt to scam people out of money via fake services or products that do not exist. One way to help determine whether a business is legit is by calling customer service. If an online business does not have a way to contact them or customer service cannot be reached, that is a red flag. Potential customers are advised not to do business if they are unable to contact them.

Download Spyware Protection

Spyware protection software constantly runs in the background of the computer while it is on. Then, it prevents other programs from retrieving personal data, helping to protect a person’s identity and their financial information. This prevention method takes under one hour, can cost nothing, and can help a person save thousands of dollars by protecting their bank account information.

Every year, thousands of new scams pop up, and thousands of people fall victim to fraud. Thousands of dollars are lost, some people lose their identities and others lose their trust. Following these tips can help prevent all those things from happening. 

 

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