The Most Common Mobile Phone Scams & How to Avoid Them

Mobile phones are an indispensable part of our lives today, and they are involved in almost every single decision that we make throughout the day. They enable access to our identity, our money, communication, to the world and so forth – and it is almost impossible to imagine a day without them. As such, when one falls prey to a scam brought on by use of their mobile phone, it is very tough to cope with that, and so one must be knowledgable about the various mobile phone scams that happen rampantly throughout the world today, and also know how they can be avoided keeping the user safe and secure.

 

 

 

Subscriber fraud:

This is a common mobile phone scam in which a scammer obtains the personally identifiable information of the victim, and goes on to open a new mobile account for the scammer’s personal use based on the identification of the victim. The scammer then proceeds to misuse that number racking up charges on the victim’s name – all without the knowledge of the victim. The victim only discovers this fraud when the mobile carrier demands the due payment. Proving that the victim did not open the account themselves is a huge challenge, and therefore must be dealt with immediately. If the victim suspects such a fraud, they must immediately inform the mobile carrier, who can take action to block the number and pursue action against the scammer.

 

Cloning:

This is another common mobile phone scam that affects a lot of victims throughout the world. This happens when a scammer is able to get access to your mobile phone number as well as the IMEI number of your mobile phone. This information can be then used to program another phone, which then acts as a proxy, diverting information such as calls and texts to the other phone. This enables scammers to gain easy access to your accounts and one time codes, which they can use to misappropriate funds, send fraudulent text messages, intercept personal calls and so forth.

This type of fraud is pretty hard to detect if you are not looking out for it. If you feel that messages and calls are being intercepted, and suspicious things are happening with your mobile phone, get in touch with your mobile carrier, as they will be able to update you on the connection information and tell you whether any unauthorized person is using your mobile number on a cloned mobile.

 

Fraudulent texts:

This is also a very common scam technique used by scammers wherein they will send text messages to your number disguised to look like authentic texts – like messages from your bank for instance. If you respond to such texts, scammers will be able to retrieve sensitive information, or you will be charged exorbitant rates for the text message by your mobile carrier.

It is always good to respond cautiously to text messages. Authentic bank messages would not require you to necessarily respond to them – and you can always check their authenticity by going to your local branch and connecting with the officials there, instead of to reply to the numbers provided in the text, which is unsafe.

×